Know your FIRE number. See your projected retirement date. Track every dollar between now and financial freedom — all in one dashboard.
Every tool you need, one seamless platform.
Your FIRE command center. See your invested assets, FIRE number, FIRE date, years away, and milestone badges — all at a glance.
Track monthly income, fixed bills by category, and a built-in bill calendar. See exactly where every dollar goes.
Build a Snowball payoff plan, add extra payments, and see your exact debt-free date. Avalanche and the side-by-side comparison are Pro.
Set savings targets with priority levels and deadlines. Track progress toward each goal with weekly or monthly contributions.
Track cash, investments, crypto, real estate, vehicles, and liabilities. See how close you are to your FIRE number in real time.
See every recurring subscription in one place. Know exactly what you're spending monthly so nothing slips through the cracks.
Curated recommendations for brokerages, retirement accounts, and financial tools — plus guides to help you make the best choices.
Model 401k, Roth IRA, 403b, 457b, and more. See three growth scenarios side by side.
Track HSA receipts, contributions, and claim readiness. Attach documents, batch claims, and export yearly reports.
529s, Trump Accounts, custodial brokerages and more, per child. What it comes to by 18 and how much of college it covers — kept out of your own FIRE number.
Multiple FIRE calculators covering every path to financial independence. Know exactly when you can retire.
What-if scenario builder, savings rate trends, net worth history, and a printable report. Plan every move before you make it.
Add your income, bills, debts, and assets. Takes less than 5 minutes.
Instantly see your FIRE number, your projected retirement date, and a personalized FIRE Health Score.
Track your budget, crush debt, and set savings goals. Unlock simulators and projections to optimize every move.
You are putting your whole financial picture in one place. Here is exactly how it is kept.
Fire Trajectory runs on numbers you enter yourself. Connecting an account is never required to use it, so there are no bank credentials to hand over.
Two-factor authentication, enforced by the database rather than only the app. Passwords are hashed — nobody here can read yours — and checked against known breaches.
Export everything as JSON or CSV whenever you like, and import it back. No ads, no data brokers, and your financial data is never sold or shared.
The full detail is on the security page.
I built Fire Trajectory because I couldn't find a tool that did what I needed. I didn't just want to budget — I wanted to know my FIRE number, see when I could retire, and track every piece of the puzzle in one place. So I built it. If you're chasing FIRE, this was made for you.
It is early, it says what it does, and it gets better every week. See what’s shipping next on the roadmap.
Start free forever. Upgrade when you're ready for advanced tools.