Your Financial Independence Roadmap

Stop Guessing.
Start Retiring.

Fire Trajectory is the all-in-one financial planner built for people serious about reaching FIRE. Track every dollar, see your exact retirement date, and build a bulletproof plan.

Start For Free → See How It Works

✓ Free to start ✓ No credit card required ✓ Cancel anytime

Everything You Need to Reach FIRE

Nine powerful tools, one seamless platform.

Dashboard

Your FIRE command center. See your score, net worth, budget summary, and retirement date at a glance.

Budget

Track monthly income, fixed bills, and recurring expenses. See exactly where every dollar goes.

Debt

Choose Snowball or Avalanche. Watch your payoff timeline shrink month by month.

Calendar

A bill calendar showing every payment due date so you're never caught off guard.

Net Worth

Track assets and liabilities. Watch your net worth grow as you make progress.

Subscriptions

See every recurring subscription in one place. Know exactly what you're spending monthly so nothing slips through the cracks.

Retirement PRO

Model 401k, Roth IRA, HSA, and more. See three growth scenarios side by side.

Simulator PRO

Multiple FIRE calculators covering every path to financial independence. Know exactly when you can retire.

Tools PRO

What-if scenario builder, savings rate trends, net worth history, and data export. Plan every move before you make it.

Three Steps to Your FIRE Date

Enter Your Numbers

Add your income, expenses, debts, and investment accounts. Takes less than 5 minutes.

See Your FIRE Date

Instantly see your FIRE number, how many years away you are, and your exact retirement year.

Build Your Plan

Use the debt payoff tools, retirement projections, and simulators to optimize every decision.

Real people. Real progress.

★★★★★

I've tried every budgeting app out there. Fire Trajectory is the only one that actually shows me my retirement date updating in real time as I enter my data. It's addicting.

Marcus T.
Austin, TX
★★★★★

The Debt Avalanche tool saved me $11,000 in interest. Seeing the exact month I'll be debt-free kept me motivated every single day.

Priya S.
Seattle, WA
★★★★★

We're a couple using it together. The retirement projections helped us figure out we could retire 6 years earlier than we thought just by optimizing our 401k contributions.

Jordan & Kelsey M.
Denver, CO

Simple, Transparent Pricing

Start free forever. Upgrade when you're ready for advanced tools.

Monthly Annual Save 27%
Free
$0 forever
  • Dashboard & FIRE Score
  • Budget & Bill Tracker
  • Debt Payoff Calculator
  • Bill Calendar
  • Net Worth Tracker
  • Savings Goals
  • Subscription Tracker
  • Cloud sync across devices
Get Started Free
MOST POPULAR
Pro
$9 /month
or $79/year — billed annually
  • Everything in Free
  • Retirement Account Projections
  • Multiple FIRE Calculators
  • What-If Scenario Builder
  • Net Worth History Chart (36 months)
  • Savings Rate Trend Chart (24 months)
  • Snowball vs. Avalanche Debt Comparison
  • Household & Partner Mode
  • Planning Tools Suite
  • Export all data to CSV
  • Priority support
Get Started Free

Frequently Asked Questions

Yes! The core tools — budget, debt tracker, bill calendar, net worth, and dashboard — are completely free with no credit card required. Pro unlocks retirement projections, multiple FIRE calculators, and more.
Absolutely. Your data is encrypted and stored securely via Supabase. We never sell your data or share it with third parties. You can delete your account at any time.
Your FIRE number is the total amount of invested assets you need to retire and never run out of money. It's calculated using the 4% safe withdrawal rule: Annual Expenses × 25.
Coast FIRE means you've already invested enough that compound growth alone will grow it to your FIRE number by retirement — no more contributions needed. You just have to cover current living expenses.
Yes. Fire Trajectory is fully optimized for desktop, tablet, and mobile. Access it from any device and your data syncs automatically.
Currently each account is individual, but you can both sign up for free accounts and use the retirement projections together to model combined finances.

Your retirement date is closer than you think.

Start tracking today. See your FIRE number in minutes.

Create Your Free Account →