Currently using: auto-calculated from your budget entries.
FIRE Date Projection
Source
FIRE date is pulled from your Retirement tab. Adjust your retirement age there to update it.
📈 Retirement tab
Changes saved
Monthly Income
$0
Fixed Bills
$0
Debt Payments
$0
Savings Goals
$0
Remaining
$0
TOTAL SAVED
$0
TOTAL GOAL
$0
OVERALL PROGRESS
0%
TOTAL DEBT
$0
MIN PAYMENTS / MO
$0
DEBT FREE IN
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INTEREST SAVED
$0
PAYOFF METHOD
Snowball: Pay smallest balance first — builds momentum fast (Ramsey Method)
Any extra cash beyond minimums to accelerate payoff
💳Budget→
Monthly Income
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Bills & Expenses
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Remaining
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0% of income allocated
💰Savings Goals→
Active Goals
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Total Saved
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Total Target
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🏔Debt Payoff→
Total Debt
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Debts Tracked
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Min Payments/mo
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📊Net Worth→
Total Assets
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Total Liabilities
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Net Worth
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0% to FIRE number ·
📈Retirement→
Retire Age
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Years Away
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Projected Balance
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Monthly Income
—
❤️FIRE Health Score→
FIRE Score
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📋 These are example numbers. Replace them with your real info — your data saves automatically once you make any changes.
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Sun
Mon
Tue
Wed
Thu
Fri
Sat
Monthly Income
NET TAKE-HOME / MONTH
$
AFTER ALL BILLS
$0
0% free
Fixed Monthly Bills
Debt Obligations — from Debt tab
No debts added yet. Add them in the Debt tab.
Savings Obligations — from Savings tab
No active savings goals found.
Budget Summary
Monthly Income$0
Fixed Bills−$0
Debt Payments−$0
Savings Goals−$0
Remaining / Month$0
📋 These are example numbers. Replace them with your real info — your data saves automatically once you make any changes.
📋 These are example numbers. Replace them with your real info — your data saves automatically once you make any changes.
Your Debts
Payoff Timeline
Add debts to see your payoff plan.
📋 Track your complete financial picture. Retirement account balances pull from the Retirement tab automatically. Add your other assets and liabilities below.
Total Assets
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Total Liabilities
—
Net Worth
—
🔥 FIRE Number (25× annual expenses)—
💵 Cash & Savings$0
📈 Retirement Accounts AUTO$0
📊 Investments & Brokerage$0
₿ Crypto$0
🏠 Real Estate$0
🚗 Vehicles$0
💼 Other Assets$0
🏔 Liabilities$0
Personal Retirement Projector
Wealth Trajectory
Your numbers save automatically · Last updated never
Current Portfolio Snapshot — $0· $0/yr in contributions
⚙ Your Numbers
Current Age
Target Retirement AgeAge 55 · 25 yrs
40 FIRE55 Early67 Full
Avg Annual Return %
5% Conservative7% Avg9% Optimistic
Employer Plans
AccountBalanceAnnual Contrib
401(k)
403(b)
457(b)
IRA Accounts
AccountBalanceAnnual Contrib
Traditional IRA
Roth IRA
Rollover IRA—
SEP-IRA / Solo 401k
Health & Tax-Advantaged
AccountBalanceAnnual Contrib
HSA
Partner's Accounts
AccountBalanceAnnual Contrib
Partner 401(k)
Partner 403(b)
Partner 457(b)
Partner Trad. IRA
Partner Roth IRA
Partner Rollover IRA—
Partner HSA
Taxable & Other
AccountBalanceAnnual Contrib
Taxable Brokerage
Other / Pension
Total Portfolio$0
📋 These are example numbers. Update them with your real balances and click Save — your data will sync across all your devices.
Current Pace
Contributions stay exactly as-is today
Moderate Boost
Primary plan grows +$4K/yr after year 5
Aggressive Growth
Max employer contributions after year 5
Portfolio Value Over Time — All Scenarios
Projected Total at Age 55
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4% Rule Monthly Income
—/mo
All Scenarios at Age 55
Current Pace
—
—/mo
Moderate Boost
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—/mo
Aggressive
—
—/mo
⏰
Time Back Calculator
Every dollar you invest buys back hours of your future life
Lump Sum Investment ($)
Monthly Savings ($)
Expected Annual Return (%)
💰 Lump Sum Impact
—
bought back by investing the lump sum above
Days retired earlier—
Per $100 invested → hours back—
Next $1,000 buys back—
📅 Monthly Savings Impact
—
earlier retirement from your monthly savings amount
Months retired earlier—
Extra $100/mo → months earlier—
🎯
Life Event Calculator
Toggle life events to see how they shift your FIRE date
👶 Child born−2.8 yrs
🏠 House purchase−1.5 yrs
📦 Move to lower cost state+2.1 yrs
🧳 Career break (1 yr)−1.2 yrs
💼 Business income+3.4 yrs
🏛 Pension+4.0 yrs
🇺🇸 Social Security+2.6 yrs
Base FIRE date—
Adjusted FIRE date—
Net impact from selected events—
💸
Spending Impact Analyzer
See how discretionary spending delays your FIRE date
Total FIRE time cost
—
of retirement delayed by discretionary spending
By category
Sliders show what each category costs you in FIRE time. Drag to $0 to see how much sooner you could retire.
⚡
Decision Impact Engine
Simulate how a financial decision shifts your retirement date
🎲
Monte Carlo Risk Simulator
10,000 simulated market scenarios — what are the odds your plan survives?